When signing the NCS attorney fee agreement, to place an unsecured claim with an attorney, it does not mean you are required to file suit. The attorney will make demand upon the debtor(s), investigate the claim, complete research and provide a recommendation. If the attorney recommends suit, the requirements will be forwarded for your review. The decision is YOURS on how to proceed, before forwarding any costs. We understand that the cost of suit may outweigh the chance of recovery.